I won't go into all the sordid details of why, but I do have bad credit. I've been striving to put that behind me, but it's not an easy road. In the meantime, I'm denied a loan to buy a house and land because I'm perceived as a bad risk. I can understand that. If I were a financial institution, I'd see me as a bad risk, too.
Still, I'd like to prove myself worthy of a loan, and it looks like I might be able to do that by looking into bad credit loans that are now available. I'm just one among many Americans who face this dilemma - I need to borrow money to get a house and land or a cabin and land, but I can't do that from local lenders.
So, I'm going to be looking into getting a home loan from another source, such as Lending Tree. Of course, I won't just jump into it. I still want to be a smart consumer and a smart borrower, which means looking at all the details very closely.
I found Lending Tree at BadCreditOffers.com, which is a free service. They research the credit industry to find these kinds of offers so consumers with bad credit can consolidate bills, repair their credit, or find the loans they need.
Have any of you had any experience with Lending Tree or another bad credit loan source? I'd love to read your input.
