Jumat, 23 Oktober 2009

Hunting the best deals

Along with generating income and trying to be entirely free of working for "the other guy", I also spend some time (and money) finding the best places for my current income to go besides the run-of-the-mill bills.

For instance, I shop the best deals for my auto coverage, I use my company's 401k and stock options programs, and now I'm looking for the best term life insurance rate and health insurance rate. (The cost of health insurance where I work is prohibitive.)

Of course, I also look for the best deals possible when doing regular shopping. For instance, I haunt the clearance racks at most clothing and discount stores. Even if something is not right for the upcoming season, I can use it next year when it is appropriate. Fashions don't evolve so drastically from one season to the next that there's no difference at all if I buy it a few months in advance.

How do you shop for bargains?

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