As long as I'm using coupons for shopping, figuring out ways to live more cheaply, and growing as much of my own food as possible, I should probably be scouting out places like www.wholesaleinsurance.net for my car insurance. I might just find a better deal than what I'm getting now.
I don't have full coverage because my vehicle is too old for that. A fender bender would render it totaled anyway, so why bother? But, like so many states, we are required to have liability insurance. My driving record is outstanding, which helps me get lower rates. It never hurts to shop around, though. Loyalty doesn't give you much when it comes to insurance costs!