I know, I know...It's only just now Halloween and we haven't even thought much about Thanksgiving yet. Still, I imagine many of you are already thinking about Christmas stocking stuffers for kids, aren't you?
Well, this is surely the time to be shopping for that and for other gifts. Purchasing things on sale now and stowing them away for later makes good money sense. In a few short weeks, if not already, you'll be seeing the shelves of stores lined with gift packs, games, toys, and other things vying for your purchasing dollars. If you buy things at full price, you are doing yourself a disservice, budget-wise, and not really getting anything more valuable for the recipients.
Take some time to think and plan your Christmas purchases. Look for things that fit the person -- jewelry findings for the jewelry crafter in your life, art supplies for the artist, sports paraphernalia for the athlete. You get the picture. These things don't have to be festively packaged. You can do that yourself, with a little thought ahead of time.
