While I was a general manager I was able to get free health, vision, dental, and even term insurance. Since stepping down from that position, I'll have to pay a small fee to keep the insurance, but that expense is well worth it and will be offset by the savings in gas and wear and tear on my vehicle.
As long as I'm going to be working outside my home for awhile longer, I might as well take advantage of the benefits my company offers. I'm no spring chicken and as I grow older, I've come to realize the importance of such things. If something happens to me, I don't want my children to be burdened with so many expenses. I've seen this happen before and it's not a good memory to leave them.